Honest and ethical. A name you can trust.
Competitive and competent. Great track record.
Over 30 years serving clients and colleagues in South Florida.
Some Highlights: The “cost of waiting to buy” is defined as the additional funds necessary to buy a home if prices & interest rates were to increase over a period of time. Freddie Mac forecasts interest rates to rise to 4.5% by the Q4 2020. CoreLogic predicts home...read more
If you are a “baby boomer” (born between 1946 and 1964), you may be thinking about selling your current home. Your children may have finally moved out. Your large, four-bedroom house with three bathrooms no longer fits the bill. Taxes are too high. Utilities are too...read more
We often talk about the financial reasons why buying a home makes sense. But, more often than not, the emotional reasons are the more powerful and compelling ones. No matter what shape or size your living space is, the concept and feeling of home can mean different...read more
“One can find a few good mortgage professionals in South Florida but I have not found one yet who has the heart, empathy and dedication to help those in need. Michael’s knowledge and experience, coupled with his genuine desire to help homeowners build wealth through real estate sets him apart.”
“Mike as a friend, has always been willing to lend an ear and give great advice. He is a no-nonsense type of guy and will tell you the truth. I for one appreciate that and value him and his friendship. You can count on Mike for pretty much anything. He has always shown to be a gentleman.”
“I really enjoy working with Michael Lux and Alterra Home Loans. As a realtor, working with a knowledgeable and reliable lender is crucial for me and my clients and Michael is just that. His experience in the business allows him to identify any possible concerns well before they become an issue and when he says he can do it, he does it. My clients are guided throughout the process and enjoy a smooth closing with no last minute surprises. I do and always will recommend Michael to my clients since it makes their experience pleasant and makes my job easier.”
“Michael is a pro in the mortgage business. He has over 25 years in the business and remains in the business despite a tumultuous mortgage market. He is also service oriented. Recently, he met my client on short notice at his home to discuss mortgage strategy. I appreciated this very much. I recommend Michael Lux.”
“Mike is the only guy I will ever consider for a mortgage. He takes the time to understand your needs, is relentless in getting you the best deal, and amazing on follow up. Most amazingly – given his volume – he always answers his phone, and is always available. A true, customer-focused professional.”
“I would recommend Mike to anyone that needs a mortgage or has Real Estate questions. He has been in the business for quite a while. I have referred him to family, friends and clients and he has been able to help them either with an exisiting mortgage or to get a new mortgage.”
“I met Michael through our toastmaster club and i would recommend him with no doubt to any of my client in need of a loan. He always answer very promptly to any of my questions, you can reach him on the phone and he is always on time, great quality for me.”
“This letter is to tell you how very pleased & satisfied my wife and I are with how working with Mike Lux was such a pleasure. This was our first home purchase and it was so much easier then I have heard it to be. From the beginning of the process to the closing everything thing went smooth. Everything that Mike told me was right on point, from cost and rates to how everything would go. I have referred him to a couple of friends already and will continue to refer him in the future. Mike was upfront and honest and that is what I appreciated the most.”
“It is an honor to recommend Michael Lux for any endeavors he is working for. Michael is a strong professional with many skill sets. He has assisted my family and I with our purchases, refinances and home equity lines of credit in the past. It has been an excellent experience and because he’s been such a great professional to work with, I highly recommend him. Every time I recommended Michael to family and friends they have been very satisfied.”