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    According to Freddie Mac's latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 3.96%...
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Our Standards

INTEGRITY

Honest and ethical. A name you can trust.

INDUSTRY KNOWLEDGE

Competitive and competent. Great track record.

UNMATCHED EXPERIENCE

Over 30 years serving clients and colleagues in South Florida.
UNMATCHED EXPERIENCE

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Testimonials

Elena Jimenez / Borrowers

It is an honor to recommend Michael Lux for any endeavors he is working for. Michael is a strong professional with many skill sets. He has assisted my family and I with our purchases,  refinances and home equity lines of credit in the past. It has been an excellent experience and because he’s been such a great professional to work with,  I highly recommend him.  Every time I recommended Michael to family and friends they have been very satisfied.

Rick & Judy Pinoni / Borrowers

This letter is to tell you how very pleased & satisfied my wife and I are with how working with Mike Lux was such a pleasure.  This was our first home purchase and it was so much easier then I have heard it to be. From the beginning of the process to the closing everything thing went smooth. Everything that Mike told me was right on point, from cost and rates to how everything would go. I have referred him to a couple of friends already and will continue to refer him in the future. Mike was upfront and honest and that is what I appreciated the most.

Stephanie Bardet , chlms, cips, srs. / Miami Luxury Home specialist with Keller Williams International / Agent immobilier International

“I met Michael through our toastmaster club and i would recommend him with no doubt to any of my client in need of a loan. He always answer very promptly to any of my questions, you can reach him on the phone and he is always on time, great quality for me.”

Brian Morton / Owner at Morton Schools

“I have worked with Michael for many years and I have found him to be one of the few truly honest people in the mortgage business.”

Jared Morgenstern / Financial Services Representative at Diamond Financial Group, an Office of MetLife

“I would recommend Mike to anyone that needs a mortgage or has Real Estate questions. He has been in the business for quite a while. I have referred him to family, friends and clients and he has been able to help them either with an exisiting mortgage or to get a new mortgage.”

Christian Boswell / President/ECD, bfw Advertising+Interactive

“Mike is the only guy I will ever consider for a mortgage. He takes the time to understand your needs, is relentless in getting you the best deal, and amazing on follow up. Most amazingly – given his volume – he always answers his phone, and is always available. A true, customer-focused professional.”

Giovanna Fernandez / Director of Client Services for the LRF Group at Keller Williams Realty Coral Gables / Coconut Grove

“Michael is a results oriented person. No matter the challenge he’s given, he takes it and runs with it. I have full confidence in turning to him for his professional advice.”

Jason Smith / Founder & Principal, ShowcaseMiami Realty

“Michael is a pro in the mortgage business. He has over 25 years in the business and remains in the business despite a tumultuous mortgage market. He is also service oriented. Recently, he met my client on short notice at his home to discuss mortgage strategy. I appreciated this very much. I recommend Michael Lux.”