Honest and ethical. A name you can trust.
Competitive and competent. Great track record.
Over 30 years serving clients and colleagues in South Florida.
Some Highlights: Interest rates are projected to increase steadily heading into 2020. The higher your interest rate, the more money you will end up paying for your home and the higher your monthly payment will be. Rates are still low right now – don’t wait until they...read more
Over 10% of all residential homes are purchased by investors, and that number continues to rise. Who are these investors? Many have speculated that the large institutional conglomerates such as Blackstone, American Homes 4 Rent, and Colony Starwood dominate investor...read more
Over the last few years, many sellers have been hesitant to put their houses on the market because they feared not being able to find another home to buy. We’ve reported on inventory shortages in the past, and it’s been a constant concern for potential buyers...read more
“Michael, thank you for always being a champion for my clients. You have represented a number of my buyers and they have nothing but raving reviews about you and your staff. When we had Dawn S. that was a deal I didn’t think we would make it to closing, but your professionalism helped the cause. You are a true champion to our veterans that I know I couldn’t find with anyone else. I appreciate everything you do for my buyers and even some that never bought and still you helped and guided them to do the right thing. Thank you again for everything you do.”
“One can find a few good mortgage professionals in South Florida but I have not found one yet who has the heart, empathy and dedication to help those in need. Michael’s knowledge and experience, coupled with his genuine desire to help homeowners build wealth through real estate sets him apart.”
“Mike as a friend, has always been willing to lend an ear and give great advice. He is a no-nonsense type of guy and will tell you the truth. I for one appreciate that and value him and his friendship. You can count on Mike for pretty much anything. He has always shown to be a gentleman.”
“I really enjoy working with Michael Lux and Alterra Home Loans. As a realtor, working with a knowledgeable and reliable lender is crucial for me and my clients and Michael is just that. His experience in the business allows him to identify any possible concerns well before they become an issue and when he says he can do it, he does it. My clients are guided throughout the process and enjoy a smooth closing with no last minute surprises. I do and always will recommend Michael to my clients since it makes their experience pleasant and makes my job easier.”
“Michael is a pro in the mortgage business. He has over 25 years in the business and remains in the business despite a tumultuous mortgage market. He is also service oriented. Recently, he met my client on short notice at his home to discuss mortgage strategy. I appreciated this very much. I recommend Michael Lux.”
“Mike is the only guy I will ever consider for a mortgage. He takes the time to understand your needs, is relentless in getting you the best deal, and amazing on follow up. Most amazingly – given his volume – he always answers his phone, and is always available. A true, customer-focused professional.”
“I would recommend Mike to anyone that needs a mortgage or has Real Estate questions. He has been in the business for quite a while. I have referred him to family, friends and clients and he has been able to help them either with an exisiting mortgage or to get a new mortgage.”
“I met Michael through our toastmaster club and i would recommend him with no doubt to any of my client in need of a loan. He always answer very promptly to any of my questions, you can reach him on the phone and he is always on time, great quality for me.”
“This letter is to tell you how very pleased & satisfied my wife and I are with how working with Mike Lux was such a pleasure. This was our first home purchase and it was so much easier then I have heard it to be. From the beginning of the process to the closing everything thing went smooth. Everything that Mike told me was right on point, from cost and rates to how everything would go. I have referred him to a couple of friends already and will continue to refer him in the future. Mike was upfront and honest and that is what I appreciated the most.”
“It is an honor to recommend Michael Lux for any endeavors he is working for. Michael is a strong professional with many skill sets. He has assisted my family and I with our purchases, refinances and home equity lines of credit in the past. It has been an excellent experience and because he’s been such a great professional to work with, I highly recommend him. Every time I recommended Michael to family and friends they have been very satisfied.”