ENDORSEMENTS

Excellent presentation and very knowledgeable! I highly recommend all new agents take this course!

Education was clear and understandable. I’m suggesting this course to others.

Michael was very professional. Extensive knowledge of the mortgage industry. Will take another class
with him!

Mr Lux vast experience in the Real Estate Finance was evident. This class was a beneficial tool to learn
about interest rates, types of loan programs and many other subjects from someone that knows how to
explain with ease. I will definitely look for Michael’s classes in the future as I have a lot to learn and he is
without a doubt a great instructor.

Michael obviously was very versed on the subject matter. He transitioned into each subject matter with
ease.

The air was light and very inviting.
Would definitely take another one of his class should I see it on the schedule.

I throughly enjoyed this class! This instructor had a wealth of knowledge which is relevant to enhance me
as a professional! Excellent use of my time!

Thank you Michael lux for a great presentation and a phenomenal work to you all as well as Roberte
Duverny

Enjoyed it very much. Appreciate the handout.

Very informative!

I was impressed with Roberte’s “inside” knowledge, and how willing was to share it.

Michael has a gift of making people feel like they could ask any question and he responded with respect
and some fun. I left with valuable information and I would take any class he would offer. I also really
appreciated his honesty about his slap on the wrist from the board, his take-away.

Thank you for the presentation, very interesting.

Great instructor. Very knowledgeable and patient!

Very good class, that they will serve me in the future. Thank you.

It was a very nice and instructive class.

I was very disappointed by his presentation. He was confusing, jumped around, drank bottles of water
throughout the presentation, had his phone on, even looked fatigued and bored. He was talking through
the presentation and forgot to change the slides so if you didn’t print out a copy of his presentation you
had nothing to look at. Finally after page 6 or 10, he would updated the slide.

The instructor is very knowledgeable. But, in my opinion is like seeing my brother, (who I know him since I
was born) is too relaxing scratching his back, neck, head etc. I understand he can be in the business for
over 30 years; However, he is not enthusiastic, sometimes slow. Thank you.

Very interesting class and made more simple!!

And my opinion I am more clear about Loans and the different process.

Great course. Highly recommended.

Great, enjoyed his class.

Very good and useful content.

Excellent presentation.

Very much enjoyed the program. Great communicator!

Very informative.