And my opinion I am more clear about Loans and the different process.

I throughly enjoyed this class! This instructor had a wealth of knowledge which is relevant to enhance me
as a professional! Excellent use of my time!

Education was clear and understandable. I’m suggesting this course to others.

I came away with a clear understanding of the material covered and would recommend this class to all
Realtors.

Nice class. Should be 4hs to have more time to explain certain things.

Great class and very informative class.

This was a very informative session on VA loans. The material and presentation kept my interest and
gave me a better understanding of the VA loan process. The instructor was very knowledgeable and
made the Zoom session well timed.

The instructor was phenomenal, professional and a great advocate for advancement in the field and
better ways to serve the public.

Loved the class, lots of information, and up to date information.

Excellent class!

Information was very well presented by the instructor.

Very interesting class and made more simple!!

After an entire day with Gonzalo Mejia, Michael Lux was a tough pill to swallow. He doesn’t present well.
The info was dry and delivery was mechanical. Sorry to say.

Excellent subject knowledge.

Mr Lux due to his experience has a great grasp on the mortgage industry. Good Class.

Michael Lux was very knowledgeable. He actually works with Veterans and the loan process; His
experience is what makes this understandable.

Michael obviously was very versed on the subject matter. He transitioned into each subject matter with
ease.

The air was light and very inviting.
Would definitely take another one of his class should I see it on the schedule.

Excellent presentation.

Michael Lux is just THE BEST, very clear with explanations, knowledgeable, experience and a high
standard with his profession.

I was very disappointed by his presentation. He was confusing, jumped around, drank bottles of water
throughout the presentation, had his phone on, even looked fatigued and bored. He was talking through
the presentation and forgot to change the slides so if you didn’t print out a copy of his presentation you
had nothing to look at. Finally after page 6 or 10, he would updated the slide.

Thanks Michael Lux, great presentation. Like the jokes! Kept my attention.

Excellent class!! Great Instructor!!!

It was timely needed subject material.

Knowledgeable instructor.

Micheal Lux was such an awesome instructor.

A very good educator, will take future education classes with him.

Thank you Michael lux for a great presentation and a phenomenal work to you all as well as Roberte
Duverny

Excellent presentation and very knowledgeable! I highly recommend all new agents take this course!

Great instructor and professional 🙂

Michael was very knowledgeable, he also provided in depth information about VA loans that were very
useful to me.

Michael was awesome! Taught very clearly and made 3 hours fly by.

The instructor and the course were excellent!

I enjoyed the class can’t wait for the next one and I’ll be there again on time.

Great! Thank you!

Great class, will highly recommend it to other agents!

Instructor and material excellent!

Love the class very informative.

It was very good class.

Great, enjoyed his class.

Very much enjoyed the program. Great communicator!

Excellent & very useful presentation.

Great class! Thank you!

I would attend any of his classes.

Thank you!

Thank you for your time and knowledge!

I enjoyed the presentation.

Enjoyed it very much. Appreciate the handout.

Great instructor. Very knowledgeable and patient!

The instructor is very knowledgeable. But, in my opinion is like seeing my brother, (who I know him since I
was born) is too relaxing scratching his back, neck, head etc. I understand he can be in the business for
over 30 years; However, he is not enthusiastic, sometimes slow. Thank you.

Great class. Instructor kept us engaged and materials were presented in an example base case.

This was my first class with Mr Lux but it’ll be not my last, for sure. I really enjoyed the class and a subject
that usually I don’t.

Very informative and I learned new things that I was not aware of. Thank you.

Michael Lux is a good Instructor. Enjoyed class.

It was hard to follow because his delivery was very boring.

Thanks!

I thought Michael was great in class.

It was a pleasure taking this class. Michael Lux is amazing. Thank you!

Very good class!!!

Thank you, again.

Great information. Thank you!

Great Class

Great course. Highly recommended.

Great instructor. Lots of relevant information. Learned things I wasn’t aware of.

Great class, very helpful!

Michael Lux is a wonderful instructor. Very knowledgeable. He also shows passion for what he teaches.
I learned a lot from this class. And I greatly appreciate the respect he shows for our veterans.

Thank you!

Thank you for the presentation, very interesting.

Excellent class . A long drive to get to this office but it was Al worth it . I learn a lot about the loans that
will make me a better realtor and communicate my knowledge with my customers.

A very lively and knowledgeable presenter. And equally important : with a sense of humor ! Thank you 🙂

I learned a lot from Michael. This class was very much needed.

Great webinar. Very informative and educational subject. Thanks.

I was impressed with Roberte’s “inside” knowledge, and how willing was to share it.

Very informative!

Love the class, Excellent teacher and Great knowledge. I would love to take it again!

It was a very nice and instructive class.

So far in my experience either the best of one of the best instructor I have ever had, not only as a Realtor,
but in general.

Great instructor. He made a boring class entertaining.

Very good and useful content.

Enjoyed the class. Learned a lot and will refer to the reference materials going forward when dealing with
my clients.

Great course , gained some new knowledge .thank you!

VERY INFORMATIVE AND EDUCATIONAL; ZOOM ZOOM FUN!

Subject should be treated in 4 hours instead of 3.

Michael Lux was amazing, felt like we have been taking a class with him several days already. Really
educated it class and his knowledge was beyond. Answered every question. Looking forward to next
class with him if any are coming up.

Mr Lux vast experience in the Real Estate Finance was evident. This class was a beneficial tool to learn
about interest rates, types of loan programs and many other subjects from someone that knows how to
explain with ease. I will definitely look for Michael’s classes in the future as I have a lot to learn and he is
without a doubt a great instructor.

Always something to be learned. Thank you for this unique and informative session.

Awesome class and Instructor!

Very good class, that they will serve me in the future. Thank you.

Great instructor.

Michael was very professional. Extensive knowledge of the mortgage industry. Will take another class
with him!

Michael has a gift of making people feel like they could ask any question and he responded with respect
and some fun. I left with valuable information and I would take any class he would offer. I also really
appreciated his honesty about his slap on the wrist from the board, his take-away.

Very informative.